Whether you have good or bad credit, you must know your credit history plays a major role in the car buying process. Bad credit doesn’t mean your car loan will not be approved, but it may be cost you a bit more. Having good credit is great, but you still may have questions about your credit. If you don’t know what your credit score is, that’s okay! At Tranum Auto, we help finance your new or used vehicle and can walk you through the process of getting your credit score.
Your credit score is a huge part of the car buying process. Your credit score determines if you get approved or not. It also helps determine your interest rate, which then determines your monthly payments.
Below you will find more information about your credit and the car buying process!
Get Pre-Approved Online
Our team is dedicated to make the shopping experience a positive one for every potential car buyer, which is why you can get pre-approved by filling out the online application on our website. Financing with us is beneficial for many especially if your credit score is far from perfect due to our custom financing options.
Shop by Payment
To make it easier on you we have a tool available on our website known as Shop by Payment to find a vehicle that will fit your budget. Once your budget is set, do your research based on the cars that fit your budget and lifestyle.
At Tranum Auto, we will go over this with you and be incredibly transparent throughout the process. If you decide to go elsewhere, make sure you understand the fine print. The terms and conditions list everything including term length, the interest rate that your credit score helped you qualify for, and more.
The highly trained staff at Tranum Auto Group in Temple, Texas provides all the knowledge necessary for you to understand every step of the car buying process. Make an appointment with us at (254) 773-4548 or stop by today!
All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. While we try to make sure that all prices posted here are accurate at all times, we cannot be responsible for typographical and other errors that may appear on the site. We make every effort to provide you the most accurate, up-to-the-minute information; however, it is your responsibility to verify with the Dealer that all details listed are accurate. The dealership is not responsible for typographical, pricing, product information, advertising or shipping errors. Advertised prices and available quantities are subject to change without notice. All rates and offers are dependent on bank approval, which varies based on applicant's credit as well as the vehicle.